[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nyon.cz\/kde-vzit-penize-na-nove-auto\/#Article","mainEntityOfPage":"https:\/\/www.nyon.cz\/kde-vzit-penize-na-nove-auto\/","headline":"Kde vz\u00edt pen\u00edze na nov\u00e9 auto?","name":"Kde vz\u00edt pen\u00edze na nov\u00e9 auto?","description":"Finan\u010dn\u011b gramotn\u00fd \u010dlov\u011bk dob\u0159e v\u00ed, \u017ee by si nem\u011bl br\u00e1t zbyte\u010dn\u00e9 p\u016fj\u010dky, jeliko\u017e je to cesta do pekel. M\u016f\u017eete se...","datePublished":"2024-01-20","dateModified":"2024-02-21","author":{"@type":"Person","@id":"https:\/\/www.nyon.cz\/author\/#Person","name":"","url":"https:\/\/www.nyon.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nyon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nyon.cz\/wp-content\/uploads\/alexander-mils-lCPhGxs7pww-unsplash%20(2).jpg","url":"https:\/\/www.nyon.cz\/wp-content\/uploads\/alexander-mils-lCPhGxs7pww-unsplash%20(2).jpg","height":0,"width":0},"url":"https:\/\/www.nyon.cz\/kde-vzit-penize-na-nove-auto\/","about":["D\u016fm a byt"],"wordCount":441,"articleBody":"   Finan\u010dn\u011b gramotn\u00fd \u010dlov\u011bk dob\u0159e v\u00ed, \u017ee by si nem\u011bl br\u00e1t zbyte\u010dn\u00e9 p\u016fj\u010dky, jeliko\u017e je to cesta do pekel. M\u016f\u017eete se snadno dostat do dluhov\u00e9 pasti, z kter\u00e9 je velmi t\u011b\u017ek\u00e1 cesta ven. Proto bychom si m\u011bli br\u00e1t p\u016fj\u010dku jenom na v\u011bci, kter\u00e9 opravdu pot\u0159ebujeme. Ale co kdy\u017e se dostaneme do situace, kdy n\u00e1m vypov\u00ed auto? Auto v\u011bt\u0161ina z n\u00e1s pou\u017e\u00edv\u00e1 ka\u017ed\u00fd den a neobejdeme se bez n\u011bj. Dopravujeme se s jeho pomoc\u00ed do pr\u00e1ce, do \u0161koly, na n\u00e1kupy, poch\u016fzky, za rodinou, prost\u011b v\u0161ude. Jist\u011b, existuje i ve\u0159ejn\u00e1 doprava, ale spol\u00e9hat se na j\u00edzdn\u00ed \u0159\u00e1dy a ma\u010dkat se s des\u00edtkami dal\u0161\u00edch lid\u00ed ve ve\u0159ejn\u00e9  http:\/\/www.cssz.cz\/cz\/verejne-zakazky doprav\u011b, kdy\u017e vlastn\u00edte \u0159idi\u010dsk\u00fd pr\u016fkaz? To se asi nikomu nechce. Zvl\u00e1\u0161t\u011b, pokud bydl\u00edte t\u0159eba na vesnici, odkud v\u00e1m odj\u00ed\u017ed\u00ed spoje do jin\u00e9ho m\u011bsta dvakr\u00e1t t\u0159ikr\u00e1t denn\u011b. Jen\u017ee auto n\u00e1m jednou doslou\u017e\u00ed, a i kdy\u017e se o n\u011bj star\u00e1te pravideln\u011b, nen\u00ed to n\u011bco, co v\u00e1m vydr\u017e\u00ed cel\u00fd \u017eivot. A tehdy mus\u00edte \u0159e\u0161it d\u016fle\u017eitou v\u011bc. Kde vezmete na nov\u00e9 auto?Nejjednodu\u0161\u0161\u00ed pro v\u00e1s je, kdy\u017e si zajdete do va\u0161\u00ed banky a pod\u00e1te si \u017e\u00e1dost o \u00fav\u011br. Probl\u00e9m ov\u0161em je, \u017ee banka v\u00e1m nemus\u00ed vyhov\u011bt. Naopak. M\u016f\u017ee va\u0161i \u017e\u00e1dost o \u00fav\u011br dost r\u00e1zn\u011b zam\u00edtnout. D\u016fvody b\u00fdvaj\u00ed r\u016fzn\u00e9. \u017d\u00e1d\u00e1te p\u0159\u00edli\u0161 vysokou \u010d\u00e1stku, kter\u00e1 je ne\u00fam\u011brn\u00e1 va\u0161im p\u0159\u00edjm\u016fm, nebo jste t\u0159eba v minulosti sv\u00e9 z\u00e1vazky neplatili tak, jak jste m\u011bli. To v\u0161e se prom\u00edtne na tom, \u017ee v\u00e1m banka nebude cht\u00edt p\u016fj\u010dit.M\u00e1te ale i dal\u0161\u00ed mo\u017enost, t\u0159eba leasingov\u00e9 spole\u010dnosti a podobn\u011b. Anebo si za\u017e\u00e1dat o nebankovn\u00ed p\u016fj\u010dku. Nebankovn\u00ed spole\u010dnosti v\u00e1m m\u016f\u017eou d\u00e1t velmi zaj\u00edmavou nab\u00eddku a nebude probl\u00e9m, ani pokud si budete cht\u00edt koupit auto za v\u011bt\u0161\u00ed obnos pen\u011bz. V takov\u00e9m p\u0159\u00edpad\u011b se v\u00e1m vyplat\u00ed za\u017e\u00e1dat si o americkou hypot\u00e9ku, kdy m\u00e1te mo\u017enost z\u00edskat v\u011bt\u0161\u00ed p\u016fj\u010dku s p\u0159\u00edjemn\u00fdm \u00farokem. Vyzkou\u0161ejte si nez\u00e1vazn\u011b kalkula\u010dku americk\u00e9 hypot\u00e9ky Americk\u00e1 hypot\u00e9ka, a pod\u00edvejte se, jak by mohli vypadat va\u0161e budouc\u00ed spl\u00e1tky.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde vz\u00edt pen\u00edze na nov\u00e9 auto?","item":"https:\/\/www.nyon.cz\/kde-vzit-penize-na-nove-auto\/#breadcrumbitem"}]}]